Terms of use.

Terms of use, effective October 10, 2026.

Use of the calculator

MyCardTailor provides informational estimates for adults researching selected US credit cards. By using it, you agree to use it lawfully and to enter information you are entitled to provide.

No offer or professional advice

The site does not issue credit, accept card applications or determine approval. Its output is not personalized financial, legal or tax advice. It does not assess your ability to repay, creditworthiness or complete bonus history. Review the issuer’s current terms and your actual application offer.

Estimates and limitations

Results depend on your inputs, valuations and modeled rules. They may differ from actual rewards because of merchant coding, transaction dates, refunds, account status, exclusions or changing terms. We do not guarantee completeness, accuracy, uninterrupted access or a particular financial result.

Paying in full is assumed. Interest, late fees and unentered costs can exceed rewards. A card with the highest estimated rewards may not suit your broader financial circumstances.

Appropriate use

Do not attempt to bypass access controls, impersonate another person, submit sensitive account information, interfere with the service or evade its request limits. Automated access must respect the service’s controls and applicable rights.

Content and third parties

Credit-card facts and public reward terms remain subject to their underlying rights and sources. Issuer names and trademarks belong to their owners. Links do not imply issuer endorsement.

Availability and responsibility

The tool is provided as available. To the extent permitted by applicable law, the operator disclaims warranties and liability for losses arising from reliance on estimates or third-party products. These terms do not limit rights that cannot lawfully be excluded.

Changes and contact

Features, coverage and these terms may change. Revised terms will be posted here with an effective date. Contact the site owner through Contact & feedback with questions.